Compare deductibles and out-of-pocket maximum
Compare deductibles What you pay each year before the plan begins to pay out benefits.
High You pay
Yearly deductible in-network 1
Elevate You pay
HDHP You pay
Standard You pay
Elevate Plus 2 You pay
$500
$600 3
$350
$150
$350
Self Only
Self Plus One or Self and Family
$1,000
$1,200 3
$700
$300
$700
1 In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. 2 This plan has no out-of-network coverage. 3 The net deductible is the remaining amount after you subtract the GEHA contribution from the annual deductible. This is your out-of-pocket cost before plan benefits begin.
Compare out-of-pocket maximum The maximum amount of coinsurance, copays and deductibles you pay for all family members before GEHA begins to pay 100% of covered services. This is a combined maximum of medical care and prescriptions.
Out-of-pocket maximum in-network 1
Elevate You pay
HDHP You pay
Standard You pay
Elevate Plus 2 You pay
High You pay
$8,500
$5,000
$6,500
$6,000
$5,000
Self Only
Self Plus One or Self and Family
$17,000
$10,000
$13,000
$12,000
$10,000
1 In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. 2 This plan has no out-of-network coverage.
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2023 GEHA medical plans
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