HDHP and Medicare Learn all about this plan at geha.com/HDHP
• Low premiums with a lower net deductible than many traditional plans • GEHA contributes to your HRA. Use your HRA money to reduce your net deductible or reimburse Medicare premiums.
Premium and enrollment code
Retired – monthly
$150.30
341 Self Only
$323.15
343 Self Plus One
342 Self and Family $397.11 These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
How often you use your plan:
Prescription benefit need:
Health care style: for the analytical health care consumer, focused on savings
Low
Average
High
Low
Average
High
How this plan pays you back: • Up to two adults ages 18 and over can earn up to $250 (maximum $500 per household) per year in Health Rewards geha.com/HealthRewards • GEHA contributes $900 (Self Only) or $1,800 (Self Plus One or Self and Family) to your HRA
GEHA HRA contribution
Yearly deductible in-network 1
Annual deductible
You pay 2
$1,500
$900
$600
Self Only
$3,000
$1,800
$1,200
Self Plus One or Self and Family
1 In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. 2 The net deductible is the remaining amount after you subtract the annual GEHA contribution from the annual deductible. This is your out-of-pocket cost before plan benefits begin.
Out-of-pocket maximum in-network 1,2
You pay
$5,000
Self Only
$10,000
Self Plus One or Self and Family
1 In-network providers agree to limit what they will charge you. You pay a fixed dollar amount or a percentage of the provider’s negotiated amount. 2 The out-of-pocket maximum is the maximum amount of coinsurance, copays and deductibles you pay for all family members before GEHA begins paying for 100% of covered services. This is a combined maximum for both medical care and prescriptions.
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2023 GEHA Medicare benefits
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